Stocks Under ₹100 with Strong Potential (2025)
Looking to start investing with a small budget? Good news—you don’t need thousands to begin your stock market journey. Several quality stocks in India are still priced under ₹100 and offer strong long-term growth potential.
This 2025 edition highlights some of the best-performing, low-cost stocks that are ideal for beginners who want to start small and grow gradually.
Are Low-Priced Stocks Worth Investing In?
Yes—if chosen carefully. Stocks under ₹100 are often:
- From mid- or small-cap companies
- In turnaround phases or growth cycles
- Ideal for long-term investment or small-budget SIPs
However, not every cheap stock is a good one. Avoid penny stocks with no revenue or poor governance.
Top Stocks Under ₹100 to Watch in 2025
🔔 Disclaimer: These are not buy recommendations. Do your own research or consult a SEBI-registered advisor before investing.
1. IRFC (Indian Railway Finance Corporation)
- Current Price: ~₹90
- Sector: Government PSU / Finance
- Why Watch: Monopoly in railway financing, solid dividend yield, stable profits.
2. IDFC First Bank
- Current Price: ~₹85
- Sector: Private Banking
- Why Watch: Rapid retail loan growth, strong management, improving fundamentals.
3. NHPC Ltd
- Current Price: ~₹75
- Sector: Hydropower (PSU)
- Why Watch: Renewable energy focus, consistent dividend, low debt.
4. South Indian Bank
- Current Price: ~₹30
- Sector: Banking
- Why Watch: Turnaround story, improving NPAs, higher retail lending.
5. Rail Vikas Nigam Ltd (RVNL)
- Current Price: ~₹100
- Sector: Rail Infrastructure
- Why Watch: Government-backed, strong order book, earnings growth.
Tips for Beginners Investing in Sub-₹100 Stocks
- Check fundamentals: Look at EPS, debt, and ROE
- Avoid hype: Don’t invest just because it’s trending on social media
- Stay diversified: Don’t put all ₹5,000 into one stock
- Hold for long-term: These are not quick-buck trades
- Watch earnings and news: Small changes can create big moves
Sample ₹5,000 Portfolio for Beginners
| Stock | Amount Invested (₹) | Reason |
|---|---|---|
| IRFC | ₹1,000 | PSU with steady profits |
| IDFC First Bank | ₹1,000 | Strong retail lending growth |
| NHPC | ₹1,000 | Renewable energy & dividends |
| RVNL | ₹1,000 | Government infra play |
| Cash Reserve | ₹1,000 | To average or diversify later |
Where to Track These Stocks
- Moneycontrol – Price history and financials
- Screener.in – Check company fundamentals
- TradingView – Track trends and patterns
- Your broker app – Add to your watchlist
FAQs
Q1: Are stocks under ₹100 risky?
Yes, they can be. But not all are bad. Look for those with real business models and improving earnings.
Q2: Can I start SIPs in these stocks?
Yes, if your broker supports stock SIPs. Start with ₹500–₹1,000 monthly.
Q3: Will these stocks double in 1 year?
That’s unpredictable. Focus on steady growth, not unrealistic returns.
Q4: Are these good for intraday trading?
Not recommended. Many low-priced stocks have low liquidity and wide spreads.
Q5: Should I only invest in cheap stocks?
No. Mix them with blue chips and index funds for a balanced portfolio.
